What you will need
- The property address and the county it sits in
- Loan servicer, current balance, and the full monthly payment including escrow
- Purchase price and any cash to the seller
- Whether the seller is financing part of the price
- Whether either party is married — spousal joinder is required more often than people expect
- The other party's email address, so they can be invited
What happens next
- You acknowledge the due-on-sale analysis and the scope-of-service disclosure — before any payment
- Your card is authorized. It is not captured until the file is accepted
- You complete your half of the intake
- The other party is invited by link plus a separate six-digit code
- A reviewer clears compliance; where the state requires it, counsel signs off
- Documents compile and route to the right signature type
Before you start, read this once
A land trust does not prevent the lender from calling the loan in a subject-to purchase. Both parties acknowledge that in writing before any money is captured, and no member of staff can waive it. The full analysis is here →
Open FAPG Trust Desk
Available on the web, iOS, and Android.