Document preparation for subject-to purchases
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Guides

What the structure does, what it does not do, and what each document in the file is for.

Home Guides

What a land trust does — and does not do — in a subject-to purchase

The structure, the order the documents have to happen in, and the one protection people believe it provides that it does not.

The due-on-sale clause in a subject-to deal

What 12 U.S.C. § 1701j-3 actually says, which exception people are relying on, and why it does not apply here.

Every document in a subject-to land trust closing

What each instrument does, who signs it, and which ones the county has to see.

Ready to start a file?

One side opens the order and invites the other. Nothing is captured until the file is accepted.